Qualifications
There are only three requirements you must meet to be potentially eligible for our programs:
1. A Need for a Decent, Affordable Home, including but not limited to:
Homeownership Program
- Substandard Housing
- Overcrowding
- Living in Temporary Housing
- Current Resident of Public Housing
- Currently paying an unaffordable amount for housing
Repair Program
- Peeling Paint
- Leaking and/or Worn Roof
- Need of Wheelchair ramp
- Unsafe porch, steps, railings, floors
- Accessibility Issue
2. The Ability to Pay:
Homeownership Program
- The 20-30 year Affordable Mortgage
- Stable income between the Income Limits based on Family Size
Repair Program
- Subcontracted labor and Materials for Repairs
- Stable Income between the Income Limits based on Family Size
3. The Willingness to Partner with Habitat
Homeownership Program
- Complete a set number of Sweat Equity Hours
- Attend Financial and Homebuyer Education Courses
- Construction on yours and others Habitat Home
- Complete installment payments towards Required Closing Cost
- Worked in Lincoln County for the past 12 months
- Lived in Lincoln County for the past 12 months
Repair Program
- Must own and live in a conventionally built home
- Willingness to help complete Repairs if ableWorked/Lived in Lincoln County for the past 12 months