MICHELLE T. BERNARD
Even though she has held a full-time job at a bank for almost five years, Rosanny Cruz couldn’t obtain a mortgage from a conventional bank.
“I didn’t make enough for the banks to give me a loan,” she said. “Friends told me about Habitat so I went and did the orientation and was approved for a mortgage in 2014.”
In order to get the mortgage and have a house built by Habitat for Humanity, Cruz also had to put in a minimum of 250 sweat equity hours taking classes, volunteering at the ReStore, helping with the construction of her own house and volunteering at Lincoln Charter School, which her two young daughters, Anali and Leanna, attend. Her daughters also got sweat equity hours for the grades they received in school. After putting in that many hours of volunteer work, Cruz said it was worth it.