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Sister Affiliate

Habitat Sister AffiliateGlobal Village Trip

Global Village is a hands-on, international volunteer experience with Habitat for Humanity. We build housing solutions alongside partner families, invest in Habitat programs around the world, and immerse ourselves in the communities that we are helping to improve.

Our affiliate is currently planning a GV trip to our sister affiliate, Habitat Guatemala, in the summer of 2017 to help build and celebrate the 100,000th housing solution.

Tithe

Habitat Smokeless StoveEvery affiliate is required to tithe 10% of all unrestricted funds to a Habitat affiliate in another country. Our affiliate has chosen Habitat Guatemala. Our affiliate has served almost 300 families in Guatemala to date.

Money from our tithes can be used to fund:

  • “Smokeless” Stoves
  • Water Filters
  • Homes
  • Latrines

 

Habitat 2.0 (Future Plan)

Habitat for Humanity of Lincoln County 2.0

Our goal in revitalizing Habitat for Humanity of Lincoln County is not to change the brand of Habitat for Humanity International, but to improve the brand of our program as well as the homes we build for our partner families.

The mission of our organization is still the same, “Seeking to put God’s love into action, Habitat for Humanity brings people together to build homes, communities and hope." The changes we have made will help us improve the ways in which we accomplish this goal in the future, resulting in a greater impact for partner families around Lincoln County.

We’re working to improve not only the way we build homes for Lincoln County families, but the way in which we help them build a future.

View the presentation below to learn more about how we're implementing these changes.

 

Freddie Mac CreditSmart®

financial literacy

CreditSmart® Consumer Online Training

Get Smart About Credit and Homeownership today! Habitat for Humanity of Lincoln County has adopted Freddie Mac’s CreditSmart® Consumer Online Training to help our future homeowners learn more about credit and home ownership. If you are considering the purchase of a home, this course is designed just for you.  The information provided in these flexible, interactive modules will prove essential in helping you to achieve your financial and homeownership goals.

Freddie Mac’s CreditSmart® online training course will help you:

  • Understand the importance of building credit to secure your financial future.
  • Gain insight into how lenders assess your eligibility for a mortgage loan.
  • Recognize the warning signs of predatory lending and scams.
  • Learn the steps to successful homeownership.
  • Safeguard your home and your finances against life’s unexpected challenges.
  • Learn what to do if you ever have difficulty making your mortgage payments.

Freddie Mac was created by Congress. Freddie Mac is known as FHLMC which stands for Federal Home Loan Mortgage Corporation. It performs an important role in the nation’s housing finance system – to provide liquidity, stability and affordability to the mortgage market. It helps provide liquidity (ready access to funds on reasonable terms) to the thousands of banks, savings and loans, and mortgage companies that make loans to finance housing.  To learn more about Freddie Mac, please visit www.freddiemac.com.

English Freddie Mac CreditSmart® Modules

English Supplemental Worksheets

Módulos Freddie Mac CreditSmart® en Español

Aprenda detalles indispensable sobre el crédito y la propiedad de vivienda!  Hábitat para la Humanidad del condado de Lincoln ha adoptado los módulos CreditSmart® en linea de Freddie Mac para ayudar a nuestros futuros propietarios de viviendas a aprender más acerca del crédito y la propiedad de la vivienda. Si está considerando la compra de una casa, este curso está diseñado para usted. La información proporcionada en estos módulos flexibles, interactivos resultará en ayudarle a alcanzar sus objetivos financieros y de propiedad de vivienda.

El curso en línea CreditSmart® de Freddie Mac le ayudará a:

  • Comprender la importancia de la construcción de crédito para garantizar su futuro financiero.
  • Obtener información sobre cómo los prestamistas evaluan su elegibilidad para un préstamo de hipoteca.
  • Reconocer las señales de advertencia de estafas y préstamos abusivos.
  • Aprender los pasos para tener éxito como propietarios.
  • Protejer su casa y sus finanzas contra problemas inesperados.
  • Aprender qué hacer si tiene dificultades para hacer sus pagos de hipoteca.

Freddie Mac es una compañía patrocinada por el Congreso para brindar financiamiento en el mercado de la vivienda.  Realiza un papel importante en el sistema de financiación de la vivienda de la nación - para proporcionar liquidez, estabilidad y accesibilidad al mercado hipotecario. Ayuda a proporcionar la liquidez (acceso inmediato a los fondos en condiciones razonables) a los miles de bancos, ahorros y préstamos, y las compañías hipotecarias que hacen préstamos para financiar la vivienda.  En inglés, el nombre Freddie Mac significa Corporación Federal de Hipotecas para Viviendas.  Para obtener más información sobre Freddie Mac, visite www.freddiemac.com.

Módulos Freddie Mac CreditSmart® en Español

Supplemental Worksheets in Spanish

Home Preservation and Repair

Are you a homeowner needing help with repairs?

repairPartner homeowners must have a need for the repairs, an ability to pay for materials, subcontractor services and project support cost through a zero interest loan or one-time payment, and have a willingness to partner with Habitat.

Home Preservation and Repair is a home repair program which uses volunteer labor to substantially reduce the cost of home repairs for qualified homeowners.

Habitat for Humanity of Lincoln County wants all partner homeowners to have a safe, attractive and efficient home, which leads to better communities.

Each project will be designed and planned in consultation with the partner homeowner. The final scope and cost of the project will be determined by Habitat and work will not be performed without homeowner approval.

Need for Repairs

Our program includes interior and exterior work. Examples of needs include but are not limited to:

  • Peeling Paint
  • Leaking and/or worn roof
  • Need of wheelchair ramp
  • Unsafe porch, steps, railings, floors
  • Overgrown landscaping
  • Weatherization needs
  • Accessibility Issues
  • Other repairs

Ability to Pay

Applicants must be able to repay for the project through monthly installment payments or a one-time payment. Habitat serves those who have a stable income between the 30%- 60% HUD Area Median Income Limits. This is calculated by using the income before taxes are taken out. Habitat has the ability to count Food and Nutritional Services, SSI, and other government assistance as income.

Willingness to Partner

Applicants must own and be living in the conventionally built home in need of repairs. Habitat requires a commitment to the community by having lived or worked in Lincoln County for the last 12 months. Applicants must be willing to perform sweat equity hours by working alongside volunteers. Alternative contributions can be approved if you are physically unable to participate in the project.

Ready to repair your home? Apply for Home Repairs with Habitat for Humanity of Lincoln County today.

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